![]() Totum, which used to be known as NUS Extra, is free to use online or costs £24.99 for three years with a physical card and a Tastecard membership, for discounts on meals out. Student cards unlock access to discounts at cinemas, gyms, restaurants and shops. It’s a great initiative to help students during the cost of living crisis, and it’s worth seeing if your university has something similar.” “It is a place where our students can come and receive free groceries and other products, like sanitary items and toiletries. ![]() Psychology graduate Tabitha Ajao, 25, helped to set up a community pantry at her university. You can use Splitwise, a cost-sharing app, to help you keep track of your finances when splitting bills with housemates.Īvoid shopping at convenience stores as these are often more expensive. Share essentials with flatmates as buying in bulk is usually cheaper. ![]() Websites such as BBC Good Food and Mob Kitchen are a good place to look for batch cooking recipes. Meal prepping can help you reduce your supermarket spending. Many students will be on very fixed incomes in their years of study, so plan ahead to ensure that all outgoings are accounted for.” Monzo and Starling have budgeting tools built into their accounts, while Save the Student offers a free spreadsheet template.ĭonny McCormick, director of student support services at the University of Roehampton, says: “Plan each month in advance. In a poll of 7.2 million members of student discount app UniDays, more than 50% reported that they were not confident about how to budget and three in four said their student loan never or rarely lasted for the full semester.īudgeting apps are available to help students to manage their finances, such as Emma, Money Dashboard and HyperJar. How should you budget when you get to university? Therefore it is reasonable to ask your parents to help you. The amount you get depends on your parents’ income as it is assumed they will contribute financially. The other chunk is the maintenance loan, which is usually paid in three instalments directly into your bank account. The part of your student loan that covers tuition fees will be paid directly to the university. “Don’t just presume you won’t be eligible, which is something I hear many times from new students,” she says. Ruki Heritage, head of student experience at the University of Bedfordshire, says it’s worth doing your research, as many universities have a welcome scholarship or bursary available for new students. Turn2Us has a tool that allows you to search for grants from charities and organisations. The Scholarship Hub provides a free search tool to find funding opportunities for both undergraduate and postgraduate students. According to Ucas, 80% of students who received a scholarship or bursary found out about it from their university or college. Individual university websites provide information on what extra financial help they can provide and the selection criteria. However, the course you want to do may be better at a university away from your home town, or you may worry that living at home will make it harder to make new friends.Ĭheck what bursaries and scholarships are available for different courses and institutions. Make sure you take this into account when comparing costs.Īccording to the 2023 Save the Student accommodation survey, the average cost of student housing is £535 a month, therefore living at home is often the cheapest option. Some universities offer catered halls, meaning certain meals will be included in your accommodation fees. Students don’t pay council tax and utility bills are usually included in the rent at university halls of residence. You could also check the average cost of a student flat in your university town ahead of second or third year using websites Rightmove or Zoopla. The price can vary widely depending on location and quality of the accommodation. Before applying, check how much the universities you’re interested in charge for student halls.
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